Health Insurance

All employees who are regularly scheduled to work 24 or more hours per week, and all faculty who are at least half-time, are eligible for membership in one of the Group Health Insurance Plans, effective with their date of employment.

The employee and the University both contribute to the cost of health insurance. Benefits are available for spouses, same sex domestic partners and dependents.

For information on health insurance plans, please visit the Harvard Pilgrim Health Care website.

www.harvardpilgrim.org/suffolkuniversity 

This site provides summary of benefits for both HMO and PPO plans, a summary of prescription drug coverage, a benefit handbook and on-line enrollment information.

HMO Enrollment Form

PPO Enrollment Form

Health Insurance Waiver

2008 Health and Dental Rates

2008 Domestic Partner Rates

Dental Insurance

Delta Dental of Massachusetts

All employees who are regularly scheduled to work 24 or more hours per week and all faculty who are at least half time, are eligible for membership in one of the University’s Dental Insurance Plans; benefits are available for spouses, same sex domestic partners and dependent children. The University offers two plans - Delta Premier or Delta Care.

Delta Premier benefits are most comprehensive when members use a participating dentist. The plan provides full coverage for preventive and diagnostic services, 80% coverage for restorative services, and 50% for major services (i.e. crowns, inlays, and bridges) up to a calendar year maximum of $1200 per person. There is a $50 per individual, $150 per family calendar year deductible.

Employees who choose Delta Care select their Primary Care Dentist from the network. Most preventive and diagnostic services are covered at 100%. Other dental services require co-payments that the member pays directly to the dentist. Out-of-pocket costs are predictable because they are based on a fixed co-payment schedule. There are no annual maximums or deductibles in the Delta Care plan.

Dental Enrollment Form

Benefit Description for Delta Premier Plan

2008 Health and Dental Rates

2008 Domestic Partner Rates

Delta Dental Website

Life Insurance

Basic Group Term Life and Accidental Death and Dismemberment Insurance

All employees who are regularly scheduled to work 17-1/2 or more hours per week, and all faculty who are at least half-time, are eligible for Basic Term Life and Accidental Death and Dismemberment Insurance, effective with their date of employment. Basic coverage equals one times the employee’s base annual salary up to $100,000, and is free of charge to the employee.

Additional Life Insurance

Administrative staff and faculty may purchase, through payroll deduction, additional life insurance equal to, at the employee’s option, 1 to 5 times base annual salary.  The maximum amount of additional life insurance is $750,000.  Medical certification is required for amounts over $375,000.  The employee pays the full cost of the additional insurance which is calculated based on age and volume of insurance.

Additional Life Insurance Enrollment Form

Total Disability Insurance

All employees who are regularly scheduled to work 17-1/2 or more hours per week, and all faculty who are at least half-time, who have been employed for one year are eligible for participation in the total disability insurance plan. The plan provides a monthly income continuation following six consecutive months of total disability, and a continuation of contributions for those enrolled in the Standard Retirement Plan. The University covers the entire  cost of this plan.